FHA Purchase Money Loans in Indiana

Get approved for FHA loans in Indiana with just 3.5% down payment and 580+ credit score. Fast approval, competitive rates, and expert guidance from Southwest Funding (NMLS #32139).

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3.5% Down

Low down payment requirement

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580+ Credit

Flexible credit requirements

Fast Approval

Quick preapproval process

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Statewide

Available throughout Indiana

FHA Loan Requirements in Indiana

Credit & Income

  • • Minimum 580 credit score for 3.5% down
  • • Minimum 500 credit score for 10% down
  • • Steady employment history (2+ years)
  • • Debt-to-income ratio under 43%
  • • Verifiable income documentation

Property & Down Payment

  • • Primary residence only
  • • FHA-approved property
  • • 3.5% minimum down payment
  • • Gift funds allowed for down payment
  • • Mortgage insurance required

FHA Loans Available Throughout Indiana

Indianapolis

Fort Wayne

Evansville

South Bend

Carmel

Fishers

Bloomington

Hammond

Gary

Muncie

Anderson

Terre Haute

Kokomo

Lafayette

Elkhart

Mishawaka

Noblesville

Greenwood

Ready for Your FHA Loan in Indiana?

Get preapproved for your FHA purchase money loan today. Fast, easy, and secure.