ScorePotential™|Readiness Engine

Fast Pre-Approval ReadinessBuilt for Homebuyers

No guesswork. No delays. Just a clear plan to get offer-ready.

Built for Indiana buyers seeking expert-backed clarity before making a move.

AI-Assisted Guidance Notice

This tool uses ScorePotential Readiness Engine to provide guidance only. All final loan decisions are made by a licensed mortgage professional.The information provided is not a commitment to lend and is subject to change. Not all applicants will qualify. Subject to credit approval and property appraisal.

Contact Robert Summers, NMLS #231330 | (317) 899-9935 | statuscheck@swf777.com

Secure. Private. Human-reviewed.
This is not a commitment to lend. All applications subject to approval.

Fast Review

We analyze your scenario for speed-to-offer, factoring in credit, income, assets, and timeline.

Smart Guidance

You'll get a tailored roadmap with specific DTI targets, document needs, and down payment options.

Human Accountability

Your plan is reviewed and approved by a licensed mortgage professional — real expertise, not just algorithms.

HOW IT WORKS

Rules-Based Readiness Engine

Our proprietary engine checks your situation against key lending criteria — credit, income, debt, reserves, property type — and generates a step-by-step plan to help you qualify.

It's the same logic top underwriters use — only now, it's working for you earlier in the process.

When something blocks your approval, we focus on fixes, not dead ends.

Example: Your ScorePotential Readiness Plan

Target Monthly Payment Range

Based on your income and debt profile

Estimated Cash-to-Close

Down payment + closing costs breakdown

Document Checklist

Customized based on your input

Suggested Program Fit

FHA, VA, Conventional, USDA

Week-by-Week Timeline to Offer-Ready

Clear milestones and action items for your path to approval

Recent Results

Real scenarios we've helped solve. Every buyer's plan is unique.

VA Buyer

Optimized residual income + clear documentation plan

Example shown for illustration purposes

FHA Buyer

High DTI → solved with compensating factors

Example shown for illustration purposes

Conventional Buyer

Small credit bump → program unlock

Example shown for illustration purposes

Jennifer T.Indianapolis, IN

started their application

Working with Robert Summers

2 minutes ago
Live

Individual results may vary. Subject to credit approval.

Ready to get Offer-Ready?

Start your readiness intake and receive a step-by-step plan built around your real-world profile.

Not a commitment to lend. All loans subject to underwriting review.

Your data is encrypted and stored securely (AES-256).

Licensed MLO: Robert Summers, NMLS #231330
📞 (317) 899-9935 | ✉️ statuscheck@swf777.com